A Comparative Study on One Time Investment an...

A Comparative Study on One Time Investment and Systematic Investment Plans of Selected Mutual Fund Schemes at Gurukrupa Investments, Bardoli

Author Name : Nikin Rohit, Dr. Taral Patel

ABSTRACT

Mutual fund is a trust that pools the savings of a number of investors who share acommon financial goal. This pool of money is invested in accordance with a statedobjective.Mutual Fund is the mostsuitable investment for the common man as it offers an opportunity to invest in adiversified, professionally managed basket of securities at a relatively low cost.This is particularly true about the mutual fund industry in that a new way of investment in mutual funds by paying a fixed amount of money on equal intervals, known as systematic investment plan (SIP).The SIP has gained a sizable popularity and hence a structured study in Indian context is in place. And it is also important to understand and analyze investor’s perception and expectations and unveil some extremely valuable information to support financial decision making of mutual funds. The objective of the present paper include comparison SIP with lump sum investment on selected mutual fund schemes using Sharp Index. The secondary data is used by the researcher and collected through on website of AMFI (Association of Mutual Funds in India). The analyse indicates that SIP is less risky than lump sum investments most of the mutual fund schemes when in all the liquid fund lump sum is better option for investor’s to invest in schemes.

Keywords: Mutual Fund, Lump Sum, Systematic Investment Plan, Investment, Sharp Ratio