“Problems Faced By Self-Help Groups with Re...

“Problems Faced By Self-Help Groups with Reference in Arambagh Sub Division of Hooghly District, West Bengal: A Micro Study”

Author Name : Mobaydul Mallick, Dr. Jyotirmoy Sen

ABSTRACT

Micro finance and Self Help Groups (SHGs) are being considered as powerful weapons for the eradication of poverty through the socio-economic upliftment or empowerment of rural poor women throughout the globe, it is becoming one of the best means for the alleviation of poverty in almost all the developing countries including India. Empowerment of women also has equal role to increase in income and savings through microcredit assistance. Women involvement in SHGs helps to improve their confidence level and ability to participate in social activities. Now a day’s men started to accept women and ready to involve them in house hold decision making. When rural women are supported by adequate financial aids through Self Help Groups, they can engage in some kind of income generating activities and spare their leisure time effectively and fruitfully. Microcredit movement ensures not only to increase members’ family income but also their overall empowerment in all phases of life. In this scenario, the present article focused to ascertain the major problems  faced by SHG women entrepreneurs at Arambagh Sub Division. The result of the study disclose the short comings such as opposition from the family members, lack of co-operation among members, lack of adequate capital, not getting loan at right time, problems on marketing, lack of proper training, lack of getting consultation, problem of supervision etc are the problems faced by SHG members at Arambagh Sub Division.

Key Words:  Self-Help Groups, Problems, Arambagh Sub Division