A Study on Penetration of Health Insurance ...

A Study on Penetration of Health Insurance Products in India

Author Name : Ms. Shwetha Samanth, Dr. Smitha V Shenoy

ABSTRACT Health insurance is a contract between an individual or group and an insurance company, where the company agrees to cover certain medical expenses in exchange for a premium. It helps protect individuals from the financial burden of healthcare costs by providing financial coverage for services like doctor visits, hospitalizations, and medications. Objectives of the study were to analyze the performance health insurance sector in India, to study the top health insurance policies available in India, to analyze the channel wise sales of health insurance and to understand the penetration level of health insurance in India