Analysis of Gruha Lakshmi and Gruha Jyothi Sc...

Analysis of Gruha Lakshmi and Gruha Jyothi Scheme of the Government of Karnataka

Author Name : Dr. Umakanth. S, Ms. Samaira Singh, Mr. Prem Rathi, Mr. Vasuki Vaibhava G, Mr. Amal, Mr. Mohamed Farooq Jaffer

ABSTRACT The analysis of the Gruha Lakshmi and Gruha Jyothi schemes of the government of Karnataka reveals their significant impact on women's empowerment and affordable housing initiatives. Both schemes aim to address housing needs, with Gruha Lakshmi specifically targeting women from economically weaker sections and Gruha Jyothi focusing on broader housing issues. These schemes offer financial assistance, technical support, and community engagement to facilitate home ownership. By empowering women through property ownership, Gruha Lakshmi fosters gender equality and economic independence. Meanwhile, Gruha Jyothi's comprehensive approach tackles housing challenges holistically, benefiting a wider demographic.An analysis of implementation strategies, effectiveness in reaching target beneficiaries, and socio-economic outcomes can provide insights into their success. Evaluating factors such as affordability, accessibility, and sustainability can gauge their long-term impact on housing security and social development.Furthermore, assessing challenges such as bureaucratic hurdles, awareness gaps, and resource allocation can inform policy improvements for enhanced effectiveness and inclusivity. Overall, analyzing these schemes highlights their crucial role in advancing housing rights and women's empowerment in Karnataka